banking jobs and careers in UAE 2023 | Dubai Islamic Bank
Dubai Islamic Bank announced on its official Linkedin page a vacancy
Officer – Retail Credit Policy
Dubai Islamic Bank
- Dubai Islamic Bank (DIB) is the world's first Islamic bank established in 1975.
- Dubai Islamic Bank combines the best of traditional Islamic values with technology and innovation for sustainable success.
- Dubai Islamic Bank (Public Joint Stock Company) has established itself as the undisputed leader in Islamic banking and finance with a footprint spanning multiple countries on different continents.
- With more than 5 million customers and more than 500 branches worldwide, Dubai Islamic Bank has succeeded in transforming the specialized sector of Islamic banking services into a major industry recognized around the world.
- Dubai Islamic Bank offers exciting career opportunities to all, enabling everyone to reach their full potential in terms of performance and progression.
- Dubai Islamic Bank is a proactive player in the Emiratisation drive and presents candidates from all levels to be part of the bank's growth story.
- Dubai Islamic Bank also provides a world-class program for Emirati graduates introducing the bright minds of the UAE to start and establish a long-term and fulfilling career.
- The Bank has been recognized as an employer of choice across multiple forums for its opportunities and drive to offer high quality career growth.
- Dubai Islamic Bank remains true to its roots as a customer-centric organization where close personal service forms the basis of all its relationships.
- Tradition and heritage are intertwined with commitment, innovation and modernity so that customers of every kind are provided with comprehensive solutions to meet all their financial needs.
- Dubai Islamic Bank is an active contributor to the development and progress of society through its various corporate social responsibility programmes.
Job Purpose
- To be responsible for optimizing the finance approval journeys through effective credit assessment scorecards and automated processes identifying the associated credit risks with the portfolio.
Key Result Areas
- Define, build and configure SAS- DMS / BRM (Business Rules Manager) to automate business policies by arranging the business logics into SAS-BRM Rules.
- Creating/updating of variables & terms from vocabulary in systems to business rule configuration.
- Work with policy managers to support and create Rule Harvesting Workbook.
- Create and segregate the raw inputs, derived inputs and outputs for mapping with business parameters.
- Preparing the SQL logic for new derived variables, terms and code for variable creation in coding layer.
- Creating, updating and identifying the data mapping between DIB systems and SAS using SAS Code and of XML mappings.
- Preparing the UAT test case scenarios and updating in ALM system and identifying the root cause and fixing the issues highlighted during the UAT.
- Preparing the RFC for Production deployment. Handling Post Go live issues in coordination with IT and business.
- Liaise with Scorecard Modeling Manager to configure the models within the SAS modules for real time decisions.
- Automating the MIS Decks using SAS / Netezza/ DB2/SQL to ensure portfolio quality assurance and integrity of data.
- Producing Retail scorecard related MIS for management to monitor retail portfolio performance and Support risk managers in providing timely reports to different areas within Risk management.
- Co-ordinate with business management, credit underwriting, collections and other related functions to drive use, monitor overrides, analyze new requirements and providing detailed feedback on enhancements and/or improvements on the suggested business rules to make the system more efficient.
- All the above accountabilities include but not limited to any additional/new tasks or responsibilities assigned by the line Manager.
Knowledge, Skills and Experience
- Bachelors in Computer Science or Information Technology.
- Having 3 to 4 years of credit automation experience or I.T with SQL or SAS background.
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