banking jobs and careers in UAE 2023

banking jobs and careers in UAE 2023 | Dubai Islamic Bank

Dubai Islamic Bank announced on its official Linkedin page a vacancy

Officer – Retail Credit Policy

Dubai Islamic Bank

Dubai Islamic Bank (DIB) is the world's first Islamic bank established in 1975.
Dubai Islamic Bank combines the best of traditional Islamic values with technology and innovation for sustainable success.
Dubai Islamic Bank (Public Joint Stock Company) has established itself as the undisputed leader in Islamic banking and finance with a footprint spanning multiple countries on different continents.
With more than 5 million customers and more than 500 branches worldwide, Dubai Islamic Bank has succeeded in transforming the specialized sector of Islamic banking services into a major industry recognized around the world.
Dubai Islamic Bank offers exciting career opportunities to all, enabling everyone to reach their full potential in terms of performance and progression.
Dubai Islamic Bank is a proactive player in the Emiratisation drive and presents candidates from all levels to be part of the bank's growth story.
Dubai Islamic Bank also provides a world-class program for Emirati graduates introducing the bright minds of the UAE to start and establish a long-term and fulfilling career.
The Bank has been recognized as an employer of choice across multiple forums for its opportunities and drive to offer high quality career growth.
Dubai Islamic Bank remains true to its roots as a customer-centric organization where close personal service forms the basis of all its relationships.
Tradition and heritage are intertwined with commitment, innovation and modernity so that customers of every kind are provided with comprehensive solutions to meet all their financial needs.
Dubai Islamic Bank is an active contributor to the development and progress of society through its various corporate social responsibility programmes.

Job Purpose

To be responsible for optimizing the finance approval journeys through effective credit assessment scorecards and automated processes identifying the associated credit risks with the portfolio.

Key Result Areas

Define, build and configure SAS- DMS / BRM (Business Rules Manager) to automate business policies by arranging the business logics into SAS-BRM Rules.
Creating/updating of variables & terms from vocabulary in systems to business rule configuration.
Work with policy managers to support and create Rule Harvesting Workbook.
Create and segregate the raw inputs, derived inputs and outputs for mapping with business parameters.
Preparing the SQL logic for new derived variables, terms and code for variable creation in coding layer.
Creating, updating and identifying the data mapping between DIB systems and SAS using SAS Code and of XML mappings.
Preparing the UAT test case scenarios and updating in ALM system and identifying the root cause and fixing the issues highlighted during the UAT.
Preparing the RFC for Production deployment. Handling Post Go live issues in coordination with IT and business.
Liaise with Scorecard Modeling Manager to configure the models within the SAS modules for real time decisions.
Automating the MIS Decks using SAS / Netezza/ DB2/SQL to ensure portfolio quality assurance and integrity of data.
Producing Retail scorecard related MIS for management to monitor retail portfolio performance and Support risk managers in providing timely reports to different areas within Risk management.
Co-ordinate with business management, credit underwriting, collections and other related functions to drive use, monitor overrides, analyze new requirements and providing detailed feedback on enhancements and/or improvements on the suggested business rules to make the system more efficient.
All the above accountabilities include but not limited to any additional/new tasks or responsibilities assigned by the line Manager.