banking jobs in UAE 2023 | Dubai Islamic Bank Careers

   banking jobs in UAE 2023 | Dubai Islamic Bank Careers  

 Dubai Islamic Bank announced on its official Linkedin page a vacancy

Assistant Manager - Corporate & SME SAM

Dubai Islamic Bank

• Dubai Islamic Bank (DIB) is the world's first Islamic bank established in 1975.
• Dubai Islamic Bank combines the best of traditional Islamic values with technology and innovation for sustainable success.
• Dubai Islamic Bank (Public Joint Stock Company) has established itself as the undisputed leader in Islamic banking and finance with a footprint spanning multiple countries on different continents.
• With more than 5 million customers and more than 500 branches worldwide, Dubai Islamic Bank has succeeded in transforming the specialized sector of Islamic banking services into a major industry recognized around the world.
• Dubai Islamic Bank offers exciting career opportunities to all, enabling everyone to reach their full potential in terms of performance and progression.
• Dubai Islamic Bank is a proactive player in the Emiratisation drive and presents candidates from all levels to be part of the bank's growth story.
• Dubai Islamic Bank also provides a world-class program for Emirati graduates introducing the bright minds of the UAE to start and establish a long-term and fulfilling career.
• The Bank has been recognized as an employer of choice across multiple forums for its opportunities and drive to offer high quality career growth.
• Dubai Islamic Bank remains true to its roots as a customer-centric organization where close personal service forms the basis of all its relationships.
• Tradition and heritage are intertwined with commitment, innovation and modernity so that customers of every kind are provided with comprehensive solutions to meet all their financial needs.
• Dubai Islamic Bank is an active contributor to the development and progress of society through its various corporate social responsibility programmes.

Job Purpose

• To manage and ensure recoveries from regular/overdue exposures from the assigned portfolios of accounts with the objective of preventing / minimizing Bank’s losses.

Job Responsibilities

• Following up with customers on all post disbursement documents and issues, outstanding exceptions and regularizing past dues / overdoes.
• Regularly review the portfolio of assigned accounts to enable the preparation and submission of CCRs through line Manager.
• Recommend downgrade / upgrade of accounts and ensure provision adequacy in line with Central Bank regulations.
• Review financials, cash flow projection and other sources of income, perform appropriate analysis and negotiate any proposed changes for overdue accounts and recommend solutions to ensure maximum recovery from those accounts.
• Ensure customer is complying with all terms and conditions of approved payment plans.
• Regularly interact with customers to understand his latest situation/issues and obtain latest business, financial and other necessary information related to business / personal net worth.
• Obtained updated valuation / Insurances for any collateral held in support of the facilities granted to customers.
• Refer any Shari’a, Legal, CAD or other matters to appropriate departments (obtain Shari’a and legal approval if required).
• Conduct site visit on customer premises and securities offered and prepare call/visit report.
• Ensure strict compliance with DIB policies and procedures and CB UAE regulations.
• Maintain and improve quality of portfolio and ensure positive ratings from external and internal auditors.
• All the above accountabilities includes but not limited to any additional/new tasks or responsibilities assigned by the line Manager.

Knowledge, Skills and Experience

• Minimum Bachelor’s degree in Business Administration.
• Major in Banking & Finance will be plus.
• Minimum of 3-4 years’ Banking experience preferably in Corporate Special Accounts / Corporate Credit Risk Management or Corporate Banking.

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