Banking Jobs In Egypt | Mashreq Bank Careers
Mashreq Bank announced on its official Linkedin page a vacancy
Manager - Credit Operations (MGN Egypt)
Mashreq Bank
- Mashreq Bank was established in 1967. It is thus considered the first bank to exercise its functions in the United Arab Emirates.
- Today, Mashreq celebrates more than five decades of excellence, as it has emerged as one of the leading financial institutions in the United Arab Emirates, as well as through its strong presence through its international offices located throughout Europe, Asia, Africa and the United States, as well as global capital centers.
- Mashreq Bank is considered one of the most important and leading financial institutions in the UAE, in addition to being a real leader in the banking sector in the country.
- Meanwhile, throughout the successful march of Mashreq Bank since its inception in 1967.
- The bank has provided and continues to provide the best and most powerful innovative banking services and products to a large number of customers.
- From all segments of society, individuals, companies and institutions.
- Mashreq Bank is spread through a network of large branches located throughout the United Arab Emirates.
- The Bank's unprecedented creativity in providing innovative solutions has won many awards over the years.
- Mashreq Bank is constantly keen to provide value-added products and services and continues to win the most important awards from the most prestigious institutions in the world.
- In 2020, the bank won a number of awards, including the “Most Innovative Bank in the Middle East” from Euromoney.
- This is evidence of the success of a combination of innovation and continuity, making Mashreq a stable and profitable financial institution for its customers.
Job Purpose
- Lead a team to provide value added services to activities and functions performed at Retail Credit Operations Unit.
Duties and responsibilities
- SLA/TAT: Ensure daily SLA achieved by a combination of monitoring and reviewing performance, spot checks and ensuring team discipline.
- Also ensure that all queries related to routine activities are responded by the concerned units within the time frames pre-specified.
- Constantly focus on credit evaluation/credit policies to increase the approval rate.
- Identify deviation cases and escalate to country credit for proper approvals.
- Team Management: Efficient and effective handling of team in order to surpass the departmental goals in particular and organizational goal in general.
- To approve changes to enhance and improve Process.
- Increase productivity and improve Leaders skills.
- Credit: Reasonable knowledge of credit policies pertaining to loan products and adherence to the parameters fixed as per credit/business.
- Risk: Manage risks through exception reporting and reviewing applications processed.
- Ensure that all procedures laid down in the Operating procedures, PPG are adequately followed.
- Interdependent co-ordination: To work closely with the other unit managers of / Business partners.
- Risk team to enable optimum co-ordination between the functioning of the units as well as enable adequate capacity planning to respond to forthcoming business volumes.
- Morale: To promote an environment where all staff develop a sense of involvement in the conduct of their regular work and contribute ideas with the objective of achieving excellence in service quality.
- Quality: To initiate and successfully follow up quality projects and productivity/work flow improvement reviews.
- Escalation: Keep Unit Head, Division Heads advised of the regular activities and in particular, escalate exceptional occurrences, to enable appropriate action as well as report extraordinary occurrences and corrective and preventive actions taken.
- Audit: To obtain satisfactory in group and other internal audits.
- What are the most important deliverables of the Job? Write in bullet points.
Knowledge, Skills And Experience
- Expertise to manage the needs and expectations of external stakeholders and staff.
- Strong managerial and interpersonal skills with an ability to supervise teams.
- Sound knowledge of banking operations and understanding of systems.
- In depth knowledge of procedures pertaining to lending processes and loan management systems such Flexcube and workflow systems.
- Graduate/post graduate with 8-10 years of relevant experience.
- Must be able to work under pressure with short/ challenging deadlines.