Banking Jobs In UAE - United Arab Bank Careers - banki jobs
United Arab Bank announces a bank job in UAE via its Linkedin page
Assistant Relationship Manager, Credit Analysis Unit - Wholesale Banking
Job Purpose
- Responsible for preparing and assessing credit proposals to achieve a high quality of WB credit portfolio.
- Responsible for maintaining quality of assigned credit proposals that reflect the best practice to regulate the risk assets of the WBG.
- Closely monitor the assigned credit portfolio to avoid any irregularity and to maintain good health of credit risk assets and keep the seniors informed about developments.
Job Description
- Underwrite credit appraisal including financial, business and risk analysis and ensuring that Credit Approval Package is submitted as per credit policies, TMRAC and CBUAE guidelines.
- Assess and structure credit lines in consultation with RMs that meet credit criteria and client business needs.
- Arrange meeting with obligors and prospects with RMs.
- Ensure timely submission of credit proposals as per agreed SLA/ TAT.
- Maintain good quality portfolio by effective monitoring of past dues and credit quality.
- Ensure asset classification is in line with regulatory and policy guidelines.
- Monitoring of covenants & Early warning signals and highlighting such obligor movement to Early Alerts.
- Manage problem loans closely and recommending appropriate strategy and remedial action plan in consultation with RMs.
- Participate and assist in all credit-related aspects of internal/external audits including Central Bank inspection.
- MIS & risk reporting on Early alert accounts/problem loan to credit department.
Job Requirements
- Minimum Bachelor Degree or Master Degree in Commerce & Finance.
- Minimum 5 years of Credit Risk management and corporate lending (Assistant Manager Role).